Selling Your Bangalore Property?
Save upto 15 Lakhs in LTCG Tax Legally.
The 2025-26 Budget changed the game. Whether you’re selling an Indiranagar flat or family land in Yelahanka, the difference between Option 1 (20% with Indexation) and Option 2 (12.5% without) could cost you a fortune.
Don’t Ask “How Much Tax?”
Ask “How Can I Save?”
The SR Value Trap
Even if you sell for ₹1.2 Cr, the Income Tax dept might tax you on ₹1.5 Cr if the Sub-Registrar guideline value is higher. We check this before you sign.
The Gift/Inheritance Puzzle
Did you know you can index the cost from your father’s or grandfather’s original purchase year? Most CAs miss this, overcharging you by lakhs.
Loss Harvesting
Got losses in your stock portfolio? You can offset them against your property gain to wipe out Lakhs in tax. Strategy is everything.
The 20% vs 12.5% Dilemma
*Properties bought after July 23, 2023, are strictly taxed at 12.5% without indexation.
Real Results: How We Cut Tax Bills
The Jayanagar Gifted Flat (Mrs. Kavitha)
Issue: She thought the cost was ₹0 since it was a gift. Capital Gain would have been ₹85 Lakhs.
Our Move: We indexed the cost back to 2005 (father’s purchase).
Result: Taxable gain dropped from ₹85L to ₹29L. Saved ₹4.8 Lakhs in one week.
Inherited Yelahanka Land (Mr. Suresh)
Issue: Land bought by grandfather in 1985. Very low cost base.
Our Move: We dug up old receipts for boundary wall construction (1995) and leveling (2005). These “Cost of Improvements” are tax-deductible!
Result: Extra tax savings of ₹2.77 Lakhs just by finding old bills.
Special Support for NRIs
Don’t let 12.5%+surcharge TDS lock your cash flow for a year.
When an NRI sells property, the buyer must deduct 12.5%+surcharge TDS. For a ₹1.5 Cr sale, that’s ₹30 Lakhs locked with the IT Dept until you get a refund (12 months later).
Our Solution: The Lower TDS Certificate (Form 13).
We obtain a certificate from the Income Tax Dept showing your actual tax is only (e.g.) ₹6 Lakhs. The buyer then only deducts ₹6 Lakhs. You keep ₹24 Lakhs extra in your pocket from Day 1.
Pre-Sale LTCG Tax Planning: ₹15,000
One-time investment. Average client saving: ₹6.2 Lakhs.
Don’t Plan After the Sale. Plan Before the Sale.
📞 Call: 70198 27351
